
Michele Smith
Home Loan Consultant | NMLS# 2022935 Apply Now Upload Docs Finish Saved Application ContactAbout
Originally form New England, Michele relocated to the Carolinas when she just couldn't take the cold anymore!
With over 20 years in the real estate/ mortgage industry, she is poised to share that knowledge with you. She will be with you every step of the way, and is know for creating long lasting relationships with clients who quickly become friends!
Whether you’re buying, selling, refinancing or building your dream home, there’s a lot riding on your choice in a loan professional. I have the knowledge and experience to help you explore financing options in a way that’s simple and straightforward. Together, let’s take a look at what you can qualify for.
My Videos
Awards
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Contact Me

Michele Smith
Home Loan Consultant
NMLS ID#:
2022935
State NMLS:
NC #I-193670
Phone:
910-420-5962
Mobile/Other:
704-421-4321
Email:
micheles@mainstreethl.com
Address:
75 Community Road, Pinehurst NC