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May 12
What you need to know about mortgage forbearance

Mortgage Forbearance: What you need to know

One of the goals of the recently passed CARES Act (Coronavirus Aid, Relief, and Economic Security Act) is to provide relief for struggling homeowners, including the requirement that loan servicers provide mortgage forbearance. It's important to understand what this forbearance means and who is able to take advantage of the relief. What...
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May 05
Dec 02
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Mortgage Calculators: Why & How they are useful

Mortgage calculators are a vital tool for any prospective homebuyer as well as current homeowners. They help to estimate your monthly mortgage payments as well as determine how much you can afford when purchasing a home. There are a variety of mortgage calculators available, but Main Street Home Loans offers three free options:...
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Oct 30
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USDA Loans: What You Need to Know

Are you a city-slicker looking for a change of scenery? Lucky for you, the United States Department of Agriculture (USDA) created a home loan that is meant for people who are looking to live further off the grid. Let us introduce you to USDA loans and what you need to...
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Sep 03
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Getting Your Home Ready for Fall

With summer over, it’s the perfect time to start preparing for the approaching winter months. Here are some important tips to help you start getting your home ready for fall. Clean your Chimney One of the last things you want to worry about is having your chimney catch on fire....
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Aug 28
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What is Earnest Money?

If you’re ready to buy a home, you should prepare to have an earnest money deposit. This can be an extremely important part of the homebuying process as it essentially lets a home seller know how serious you are as a buyer. So, what is earnest money? An earnest money deposit, otherwise...
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Jul 29

What You Need to Know About Closing Costs

Getting ready to purchase a home is a huge financial undertaking. While you are probably aware of having to save up for a down payment, you might not know about closing cost fees. Don’t be taken by surprise at the closing table; here’s what you need to know about closing...
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Jun 26

Mortgage Dos and Dont’s

If you are looking to purchase a home, you may have wondered what is needed to qualify for a mortgage. When your lender is determining whether you qualify for a home loan, many factors you may not have considered may come into play. Here are a few mortgage do’s and...
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May 02

National Home Remodeling Month

Loan Programs for Home Remodeling As the weather starts to warm up, homeowners might begin thinking about home improvement projects. That’s why May is National Home Remodeling month! Owning a home is one of the biggest investments you’ll make, so it’s important to keep up with home maintenance. As of...
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Feb 20