Merlin Crist

Merlin Crist is a seasoned real estate professional with over 15 years of experience and more than 500 homes sold throughout his career. A multi-time Presidents Club award winner, Merlin has built his business on strong relationships, market expertise, and a commitment to delivering results.

Now serving as a Home Loan Advisor with Main Street Home Loans, Merlin combines his real estate background with mortgage expertise to provide a seamless, client-focused experience. He partners closely with homebuyers and real estate agents to deliver smart financing solutions, clear communication, and dependable execution from application to closing.

Home Buying Made Easy

National lender. Local loan originators.

Apply Online
Get approved
Close your loan

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

CCPA Request

CPA FORM

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- I agree to receive SMS Text Messages at the above phone number from NFM Lending for follow up purposes for banking products. Message and data rates may apply. Message frequency varies. Text HELP for help. Text STOP to cancel. By clicking this box, you agree to receive SMS.

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All FHA Case Transfer Requests must be sent in writing via email to: [email protected]. The request must include the FHA Case number, the new lender’s Origination ID or Sponsor ID, the full subject property address, and a letter signed and dated by the borrower expressing desire for the transfer.
Request for payoff should be submitted to the current servicer of the loan:
If your loan is being serviced by the NFM Lake Zurich Servicing Center, please call 1-866-352-6802 to request a payoff. You can also request a payoff via the online borrower portal, if you are a registered user on the portal.
If your loan is being serviced by the NFM Lending Linthicum Maryland Office, you may submit the request to [email protected] or call 1-866-765-1827.
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First Name*
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How did you hear about us?
First and last name of referral source (if applicable)
Please type the characters below
Consent
- I agree to receive SMS Text Messages at the above phone number from NFM Lending for follow up purposes for banking products. Message and data rates may apply. Message frequency varies. Text HELP for help. Text STOP to cancel. By clicking this box, you agree to receive SMS.

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Home Buying Made Easy

Merlin Crist