Jeffrey St. Clair

As a licensed loan officer in Maryland, Pennsylvania, and Virginia, Jeff takes great pride in the trust placed in him by his clients and referral sources. With over 20 years’ experience in the mortgage industry, he’s aware of each client’s individual needs and he takes the time to understand their unique situation in order to ensure they receive the best mortgage options available. Customer satisfaction is his top priority, and it is his #1 goal to deliver the highest level of service and an excellent mortgage experience.

Home Buying Made Easy

National lender. Local loan originators.

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Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

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Reviews

Angenea B. LendAid November, 2025

Jeff was very informative and helpful throughout the whole process. We enjoyed the weekly updates. It put my partner and I at ease and allowed the process to flow smoothly.

Marinely LendAid April, 2025

Working with Jeff was truly a delightful experience. He was always there to lend a helping hand whenever I had questions, making me feel supported throughout the process. His friendly demeanor and deep resourcefulness really stood out, as he guided me in finding the perfect loan to make my dream of homeownership a reality. I couldn't have asked for a kinder partner in this journey.

Heather G LendAid October, 2024

Jeff was amazing! We had been working with him for quite a bit and when we ran into some issues, he was extremely helpful and did everything he could to ensure we were able to get our loan. He followed up quickly and gave us updates without asking. I would highly recommend Jeff....you will not be disappointed!

Pat S LendAid September, 2024

Jeff and his team are excellent! They keep in constant communication with updates regarding the loan process. The buyer's loan was cleared to close 10 days prior to settlement. We highly recommend Jeff St Clair and his team!

Patrick R LendAid July, 2024

Jeff was very easy to work and provided us with exceptional customer service. I feel lucky and blessed to have the realtor/lender team that helped my wife and I purchase our first home; a dream come true. Jeff is a top tier professional and provides best in class service; I would gladly refer him and his team to anyone looking to buy a home. We are truly grateful, thank you for everything. Pat R

Taylor v LendAid July, 2024

We would rely on Jeff and team for all future mortgages/refinances

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All FHA Case Transfer Requests must be sent in writing via email to: [email protected]. The request must include the FHA Case number, the new lender’s Origination ID or Sponsor ID, the full subject property address, and a letter signed and dated by the borrower expressing desire for the transfer.
Request for payoff should be submitted to the current servicer of the loan:
If your loan is being serviced by the NFM Lake Zurich Servicing Center, please call 1-866-352-6802 to request a payoff. You can also request a payoff via the online borrower portal, if you are a registered user on the portal.
If your loan is being serviced by the NFM Lending Linthicum Maryland Office, you may submit the request to [email protected] or call 1-866-765-1827.
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Jeffrey St. Clair

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