Clay is a Richmond native and began his career in the mortgage industry in 2002. He, his wife Rhonda, and their two boys now reside in Bon Air. Over the last 20 years he has seen a lot and learned how to make sure his clients have the best possible experience. Clay and his team have earned the honor of being in the Top 1% of Mortgage Originators in America two years in a row. He was also ranked by the Scottsman Guide as a top professional in the country. He really focuses on developing a strategy specific to each client how to best help them build wealth through real estate. Clay and his team are very knowledgeable about the various home loan products available, including those for first-time homebuyers as well as Jumbo, FHA, VA, Renovation, New Construction, and Refinance loans.
Clay works with some of the top Realtors in the area to deliver a world-class experience. Clay has served on the Board for the Richmond Mortgage Bankers Association as well as many committees for the Home Building Association of Richmond.
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Senior Home Loan Consultant
VA # 513125; NC #I-213513