Derien Pratt

Derien Pratt

Home Loan Consultant | NMLS# 2502504

Hello, I’m Derien, and I am more than just your average loan officer. With a unique blend of experiences as a dedicated mom and a proud veteran, I bring a distinct perspective to the world of mortgage financing. As a mother, I understand the importance of creating a stable and secure environment for your family. My military background has instilled in me a strong sense of duty, discipline, and commitment. These principles are at the core of my approach as a loan officer. I believe in serving my clients with the same dedication and integrity that I’ve shown throughout my military career. Whether you’re a fellow veteran, a parent, a first-time home buyer, or an experienced one, I am here to support you. My commitment is not only to secure the best loan for your needs but also to ensure that the process is smooth and stress-free. I’m not just your loan officer; I’m your advocate, your partner, and your trusted advisor.

Meet The Team

Timothy K. Reinhart

Timothy K. Reinhart

Division Senior Vice President

NMLS# 439838

410-303-4754

Brian Coleman

Brian Coleman

Senior Home Loan Consultant

NMLS# 1324500

443-986-1432

Matthew Zink

Matthew Zink

Senior Home Loan Consultant

NMLS# 476352

410-916-1221

Bob O'Connell

Bob O'Connell

Branch Manager

NMLS# 476424

443-272-5500

Michael Giordano

Michael Giordano

Home Loan Consultant

NMLS# 1659728

516-317-1573

Brian McDermott

Brian McDermott

Senior Home Loan Consultant

NMLS# 476349

410-960-6091

Derek Schwarz

Derek Schwarz

Division Senior Vice President

NMLS# 439839

410-598-4401

Alexander Thomas

Alexander Thomas

Home Loan Consultant

NMLS# 585101

410-690-7833

Caren Keyes

Caren Keyes

Home Loan Consultant

NMLS# 532643

240-462-3319

Jon Wald

Jon Wald

Branch Manager

NMLS# 571973

914-629-1278

Kathleen Lauman

Kathleen Lauman

Home Loan Consultant

NMLS# 156057

410-804-6103

Tom Lauman

Tom Lauman

Senior Home Loan Consultant, Reverse Mortgage Specialist

NMLS# 2419155

410-690-7833

Dajuana Dixon

Dajuana Dixon

Operations Manager

410-690-7830

Debra Weber

Debra Weber

Production Manager

Stacey Karayinopulos

Stacey Karayinopulos

Production Assistant

443-834-5472

Stacie Dehaven

Stacie Dehaven

Production Assistant

Margie Graziano

Margie Graziano

Senior Loan Processor

410-690-7836

Caryn Niles

Caryn Niles

Senior Loan Processor

Tonya Schwarz

Tonya Schwarz

Administrative Assistant

443-883-5783

Mortgage Calculators

Calculate a Mortgage Payment
Rent or Buy?
Compare Two Mortgages
Time to Refinance?
Home Affordability
Rate Buydown Calculator

Home Buying Made Easy

National lender. Local loan originators.

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Derien Pratt

Derien Pratt

Home Loan Consultant

NMLS# 2502504 | 410-690-7876
Install this web app on your iPhone: tap and then select Add to Home Screen