Karen Dulmage

A military wife with 25+ years in the industry, Karen has been recognized in the top 1% of mortgage originators nationwide for more than a decade. She is one of the Founding Members of Main Street Home Loans where she serves as Vice President and Area Manager. Along with being licensed in nine states, her wide breadth of lending experience in originating, underwriting, and post-closing, along with her emphasis on transparency, financial consultation, and education make her an invaluable resource. Karen also has a proven track record of grooming and mentoring successful originators to create strong, dynamic teams in both her branches. She has received many accolades in her career including Top 1% Originators, Circle of Excellence, President’s Club, Leader’s Club, and The Great Eight. She’s especially proud of her community recognition as Best Mortgage Company for The Best of the Pines the past seven years.

Meet the Team

Karen Dulmage | Vice President, Area Manager
NMLS# 485100
Phone: 703-626-9007
[email protected]
www.TheDulmageTeam.com

Kimberly Sutton | Branch Operations Manager
Licensed, NMLS # 1053626
Cell: 202-765-7304
E-mail: [email protected]
www.TheDulmageTeam.com

Jane Malone, Processor
571.616.0260 (direct)
443.451.4123 (fax)
Email: [email protected]

Teresa Rogers, Processor
919-495-5430 (Direct)
Email: [email protected]

Home Buying Made Easy

National lender. Local loan originators.

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Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

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Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

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Reviews

Peter V LendAid February, 2026

We had a wonderful time using Karen's office. All the agents were friendly, helpful, and extremely proactive. They walked us through securing a very competitive loan and all the while ensured we understood every step of the process. Very happy we used them.

Pete V LendAid January, 2026

Karen and her team were perfect. They were attentive to us and proactive in getting documentation from all parties. I couldn't have asked for more, or gotten better help.

Daniel B LendAid January, 2026

What an amazing experience I had as a first time home buyer. All the information was transparent and Karen was so patient with all my questions. She even responded to me after hours and on the weekends! I cannot say enough good things about Karen and Mainstreet Home Loans. Karen also went over the builders contract with a fine tooth comb and was able to find a flaw that saved me and her lots of time and headache. She is a pro and the best in the business. My sister is going to buy a house this summer and I'm going to highly recommend the Dulmage team. Thank you. My family will never forget this.

Joe B LendAid December, 2025

It was an ABSOLUTE pleasure to work with Karen, Kimberly and Teresa. They made my purchase COMPLETELY stress free by answering all of my questions, emails and phone calls immediately. Top notch professionals that I highly recommend.

Matt s LendAid November, 2025

Karen is wonderful !

Jamie R LendAid October, 2025

The loan process was an easy process which simplified the largest aspect of purchasing a new home. We were able to concentrate on other important aspects such as inspections, flooring quotes and negotiation with the seller.

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All FHA Case Transfer Requests must be sent in writing via email to: [email protected]. The request must include the FHA Case number, the new lender’s Origination ID or Sponsor ID, the full subject property address, and a letter signed and dated by the borrower expressing desire for the transfer.
Request for payoff should be submitted to the current servicer of the loan:
If your loan is being serviced by the NFM Lake Zurich Servicing Center, please call 1-866-352-6802 to request a payoff. You can also request a payoff via the online borrower portal, if you are a registered user on the portal.
If your loan is being serviced by the NFM Lending Linthicum Maryland Office, you may submit the request to [email protected] or call 1-866-765-1827.
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Pinehurst, NC

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Karen Dulmage

CPA FORM

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