Karen Dulmage

Karen Dulmage

Area Manager, Vice President | NMLS# 485100

Licensed in DC, DE, FL, MD, NC, NJ, SC, TN, VA

Born and raised in the DC Metropolitan area, Karen grew-up in the mortgage business with her mother, a well-respected mortgage banker of 35+ years who retired as an Underwriting Manager. Karen began her career in the industry at the age of 19 as a receptionist, then part of the operations team, while attending Radford University. Upon graduating in 2004, she became a Production Assistant to Countrywide’s largest producing loan officer in the mid-Atlantic region. She quickly learned she really enjoyed helping families purchase homes and continued to move up the ranks, developing a wide breadth of experience at every turn. She went on to manage the Renovation Sales Team on a national level, and now with over 20 years in the business, Karen has developed strong foundations in all areas of residential lending. As Vice President and Area Manager, she is now one of Main Street Home Loans’ leading Loan Originators. Her superior performance has earned her many accolades in her career to include President’s Club, Leader’s Club, Top Volume Production Team, Top Purchaser Volume Team and Top 1% of Originators nation-wide many years in a row. Karen is married to an active service member of the U.S. Military, and has two young boys and two teenage step-daughters. She is licensed in multiple states and is sure to be a valuable resource anywhere you plan to buy. Specialties: VA loans, Conventional, FHA, Jumbo, FHA 203k Renovation loans, USDA, Conventional HomeStyle Renovation loans.


National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award

Meet The Team

Mellisa Holt

Mellisa Holt

Home Loan Consultant

NMLS# 928361


Kim Sutton

Kim Sutton

Licensed Production Manager, NMLS: 1053626


Erica Campbell

Erica Campbell



Jane Malone

Jane Malone

Senior Loan Processor


Rachel Murray

Rachel Murray

Loan Processor


Home Buying Made Easy

National lender. Local loan originators.

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Mortgage Calculators

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Rent or Buy?
Compare Two Mortgages
Time to Refinance?
Home Affordability
Rate Buydown Calculator


Cerilyn and Richard LendAid April, 2023
Karen you and your team were amazing, you made the easy always available to help and answer our questions. We definitely recommend using Karen and Main Street Home Loans
Ben LendAid March, 2023
Everything you want in a lending agency. Responsive, experienced, and accurate. Would highly recommend to friends and family.
Bryan LendAid February, 2023
Karen and her team are professional and attentive on every level. This is our second time using them for a home loan and I highly recommend them to others!
Debbie LendAid February, 2023
She made things easy & stress free going through the whole process .
Greg LendAid February, 2023
Karen was fantastic along with her entire team. I highly recommend them!!
Jennifer LendAid January, 2023
Karen and her team we amazing to work with. They were responsive throughout the entire process. Any questions we had were answered immediately. When we did not understand something, they provided us with a clear, concise explanation. Karen assisted us with options for closing and made sure that the date we were given to close was met. We could not ask for more professional people to work with. Their professionalism, knowledge and accessibility was amazing. We would highly recommend Karen Dulmage and Main Street Home for any of your home loan needs!
Karen Dulmage

Karen Dulmage

Area Manager, Vice President

NMLS# 485100 | 703-626-9007
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