Michael Jenkins

Michael Jenkins

Home Loan Consultant | NMLS# 1746622

With Michael and Main Street Home Loans, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs.

Main Street Home Loans is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service or quality.

Whether you are purchasing or refinancing your home, Michael Jenkins is here to help with all your home mortgage financing needs!

Realtor Reference Guide

2026 Realtor Toolkit

FHLB Grant Offerings

MSHL Product Offerings

Home Buying Made Easy

National lender. Local loan originators.

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Mortgage Calculators

Calculate a Mortgage Payment
Rent or Buy?
Compare Two Mortgages
Time to Refinance?
Home Affordability
Rate Buydown Calculator

Reviews

Wendell S LendAid February, 2026
Michael Jenkins And Ms Verna and His Team Help us to find our Dream House.They Pull all there Effort and They Satisfied Us The Result of the Entire Process.Were so Happy the Whole outcome Of The Loan Process and House Hunting.
Kolawole.S LendAid December, 2025
It has been a pleasure partnering with you, and we look forward to many more successful transactions together.
Steven L LendAid December, 2025
Mike was outstanding throughout the whole process and made the purchase very painless. Highly recommend Mike for any needs you may have.
Taneya P LendAid September, 2025
Working with Michael has been the greatest gift throughout this entire process. I was connected with him in October 2024 through my real estate agent, Eboni. From that time until the day of closing, Michael has been incredibly helpful and patient every step of the way. Michael genuinely cares about his clients. I am officially a first-time homebuyer! I prepared, sacrificed, and remained dedicated throughout every moment. I viewed my first home in August 2025, and after 9 out of 10 viewings, I found the home that I absolutely loved—and we closed in just 30 days! Thank you, MICHAEL! There are two names my family and friends know very well, and one of them is Michael because I spoke so highly of him throughout this process. You are truly a gem, Michael, and a great blessing to me. Take care, and thanks again!
Very helpful throughout the entire process. LendAid July, 2024
Very helpful and will recommend to anyone looking to buy
Madison B LendAid May, 2024
Adored working with Michael! So sweet and knowledgeable!
Michael Jenkins

Michael Jenkins

Home Loan Consultant

NMLS# 1746622
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