Since 1998, Norman has held many positions in the mortgage industry. He has learned all aspects of this business while working as Loan Officer, Branch Manager, Area Manager, and President. Currently licensed in Maryland and Delaware, Norman helps his clients find the best mortgage product to suit their needs. He is a specialist in conventional, jumbo, VA, FHA, and USDA Rural Development. Being located in Ocean City, MD has allowed Norman to also become an expert in condominium financing as well as second home financing. Norman prides himself in always being available to his clients and making the process easily understandable.
Norman graduated with a B.S. from Radford University in May 1997. He was raised in Annapolis, MD where he attended St. Mary's High School for 12 years where he played lacrosse and football. Norman is a 16 year resident of Ocean City, where he resides with his wife, Kim, and their two children, Noah (14) and Maggie (12). These days, when Norman isn't in the office he enjoys surfing and coaching his children's basketball and lacrosse teams.
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.