Ryan Garvey

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About

Welcome to Main Street Home Loans, where we have set out to do what few have done before, and be your lender for life. Far to often mortgage lenders close your loan and move on to the next transaction, and we completely disagree with that approach. While you may only need a home loan every five to ten years, we’ll be checking in to review your goals and plans at each of life’s precious milestones. Our broad range of loan products ensures that there’s something to offer everyone.

At Main Street Home Loans, we understand that there isn’t a more sacred place or investment than the home in which your memories are created. Should you have any questions, don’t hesitate to contact us. This is where your home ownership story begins.

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Loan Tools

Here are some useful links to get you started in the loan process.

Mortgage Calculators

Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.

203(k) Program

Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.

Document Checklist

Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.

Mortgage Glossary

Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.

Ready to Refinance

Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.

Home Buyer's Checklist

When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.

Moving Checklist

Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.

Saving to Buy a Home

Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.