Congratulations to the NFM Family for being voted one of the Top Places to Work in 2020 by Washingtonian.

Main Street is honored to have our very own Princess of Pinehurst featured in this months Top Producer Series!🌟 She’s an inspiration and a force to be reckoned with in our business, but most importantly she’s an incredible person and we’re lucky to call her family. Enjoy hearing more from Main Street Vice President, Karen Dulmage.

It’s currently National Hispanic Heritage Month! Enjoy this interview with one of our very own Main Street Family, Ana Tolentino. She’s an incredible Home Loan Consultant and shares with us why our hispanic communities are so important and why she loves being a part of this business.
#hispanicheritagemonth #mainstreetfamily #meetusonmainstreet #mainstreethomeloans


In September we celebrated mortgage professionals by educating our communities about what we do! Each role that serves the process is vitally important, and it takes an entire team to help customers achieve their goal of homeownership. We’re thankful to serve all our clients and work hard every day to make the mortgage process smooth, efficient and rewarding for everyone.

Growing up as an African American young man in the heat of the Civil Rights Movement came with unimaginable challenges. Growing up as an African American star athlete during that time was even more precarious, as it brought with it an expectation to use the stage to represent an entire race of people. Tennis great Arthur Ashe decided early on in his Hall of Fame career to let his racket do his talking for him, but it would not have been possible if not for the selfless act of his own blood. Our October NFM Salute honors Vietnam Veteran Johnnie Ashe, who through his brotherly deeds, helped shape an important piece of American history.


Annual Percentage Rate- Annual percentage rate is expressed as the periodic interest rate times the number of compounding periods in a year (also known as the nominal interest rate); since the APR must include certain non-interest charges and fees, it requires more detailed calculation. An annual percentage rate (APR) is the annual rate charged for borrowing or earned through an investment.

Like an interest rate, the APR is expressed as a percentage. The Federal Truth in Lending Act requires that every consumer loan agreement disclose the APR. All lenders must follow the same rules to ensure the accuracy of the APR.

The annual percentage rate (APR) can be seen on your mortgage loan disclosures and is calculated by including mortgage lender fees and other items that will affect your monthly payment – like private mortgage insurance or PMI. It does not consider monthly escrow payments to homeowners insurance or property taxes.

The rate is calculated by multiplying the periodic interest rate by the number of periods in a year in which the periodic rate is applied. It does not indicate how many times the rate is applied to the balance.

*graphic provided by

Unlike interest rate, APR includes the following costs and fees in the calculation:

The APR must be disclosed to the borrower within 3 days of applying for a mortgage and is found on the truth in lending disclosure statement, which also includes an amortization schedule.

For more information about APR and other mortgage terminology, feel free to contact one of our Home Loan Consultants.


A Home Summer Shape Up Amid Coronavirus Concerns

Here are a few ways to give your home a check up this Summer, despite all the impacts of COVID-19


We hope you to stay safe and be prepared for the months ahead!