By Carrie Courtillet

Apr 10, 2024

How Long is a Credit Report Good For?

For the purposes of obtaining a mortgage, a credit report is typically considered valid for 120 days, as this is the standard timeframe in which lenders and financial institutions will consider the information to be accurate and up-to-date. However, this does...

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By Carrie Courtillet

Apr 4, 2024

How Long is a Pre-Approval Good For?

A mortgage pre-approval is typically valid for 60 to 90 days. This means that once you have been pre-approved for a mortgage, you have ample time to find a home and finalize your preferred loan option before the pre-approval expires. If your home search...

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By Carrie Courtillet

Apr 19, 2023

New Partnership Announcement

Main Street Home Loans is excited to announce its partnership with the LGBTQ+ Real Estate Alliance. Through this partnership, we look forward to being a resource for financing and real estate investments for all in the LGBTQ+ community. Investing in ongoing...

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By Carrie Courtillet

Mar 21, 2023

VA Funding Fee Reduced!

Here are some program feature updates that could save YOU money!  FHA MI The FHA Mortgage Insurance Premium has decreased by 0.30% which means, if you use FHA financing for your next home, you will get a lower monthly payment than you would have...

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By Carrie Courtillet

Mar 1, 2023

Welcome to Main Street!

Our start to the new year got a little sweeter this month with the addition of these INCREDIBLE teams! We’re so excited to welcome the newest faces to Main Street in both our Timonium and Severna Park locations. This is amazing growth for our entire Main...

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