
Derek Schwarz
Division Senior Vice President | NMLS# 439839 Apply Now Upload Docs Returning Applicant Contact Visit my BranchAbout
Derek has almost 22 years’ experience in mortgage originating, in addition to the management and growth of many mortgage consultants on his team. Derek believes in a transparent mortgage process not only with his clients but also within his team of mortgage consultants to provide honesty, accuracy, accountability, and an exceptional client experience. Truly caring about people and a consistent hard work ethic are the fundamental building blocks ingrained in Derek and his team of mortgage consultants and production operations staff.
My Videos
Awards
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Contact Me

Derek Schwarz
Division Senior Vice President
NMLS ID#:
439839
State NMLS:
MD#: 20973; PA#: 48652; DE#: MLO-439839; VA#: MLO-21368VA
Phone:
(410) 598-4401
Email:
derek@mainstreethl.com
Address:
1954 Greenspring Drive, Suite 420, Timonium, MD 21093, USA