Derek Schwarz

Derek Schwarz

Division Senior Vice President | NMLS# 439839

Licensed in DE, MD, PA, VA

Derek has almost 22 years’ experience in mortgage originating, in addition to the management and growth of many mortgage consultants on his team. Derek believes in a transparent mortgage process not only with his clients but also within his team of mortgage consultants to provide honesty, accuracy, accountability, and an exceptional client experience. Truly caring about people and a consistent hard work ethic are the fundamental building blocks ingrained in Derek and his team of mortgage consultants and production operations staff.

Awards

Meet The Team

Timothy K. Reinhart

Timothy K. Reinhart

Division Senior Vice President

NMLS# 439838

410-303-4754

Brian Coleman

Brian Coleman

Senior Home Loan Consultant

NMLS# 1324500

443-986-1432

Matthew Zink

Matthew Zink

Senior Home Loan Consultant

NMLS# 476352

410-916-1221

Bob O'Connell

Bob O'Connell

Branch Manager

NMLS# 476424

443-272-5500

Michael Giordano

Michael Giordano

Home Loan Consultant

NMLS# 1659728

516-317-1573

Brian McDermott

Brian McDermott

Senior Home Loan Consultant

NMLS# 476349

410-960-6091

Caren Keyes

Caren Keyes

Home Loan Consultant

NMLS# 532643

240-462-3319

Jon Wald

Jon Wald

Branch Manager

NMLS# 571973

914-629-1278

Kathleen Lauman

Kathleen Lauman

Home Loan Consultant

NMLS# 156057

410-804-6103

Daniel DiStefano

Daniel DiStefano

Home Loan Consultant

NMLS# 2280243

410-690-7833

Ryan Der

Ryan Der

Home Loan Consultant

NMLS# 2391972

443-540-1199

Michael Jenkins

Michael Jenkins

Home Loan Consultant

NMLS# 1746622

410-206-1877

Jeffrey St. Clair

Jeffrey St. Clair

Senior Home Loan Consultant

NMLS# 455901

410-690-7831

Dajuana Dixon

Dajuana Dixon

Operations Manager

410-690-7830

Debra Weber

Debra Weber

Production Manager

Stacey Karayinopulos

Stacey Karayinopulos

Production Assistant

443-834-5472

Margie Graziano

Margie Graziano

Senior Loan Processor

410-690-7836

Caryn Niles

Caryn Niles

Senior Loan Processor

Tonya Schwarz

Tonya Schwarz

Administrative Assistant

443-883-5783

Home Buying Made Easy

National lender. Local loan originators.

Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Mortgage Calculators

Calculate a Mortgage Payment
Rent or Buy?
Compare Two Mortgages
Time to Refinance?
Home Affordability
Rate Buydown Calculator

Reviews

Courtney I LendAid May, 2026
Derek and his team made this experience as easy as possible especially for a first time homebuyer. Thank you!
Kildia C LendAid March, 2026
Working with Derek was an incredibly seamless and fast experience, transforming a typical stressful process into a straightforward journey. Their professionalism, market knowledge and proactive communication made navigating the purchase smooth, closing quickly and efficiently. We highly recommend their services for anyone seeking a hassle-free, expert led home buying experience.
Ken LendAid January, 2025
I’ve worked with Derek multiple times and will never use anyone else . All areas of the process were done efficiently, well timed and explained to the T!!
Liz T LendAid March, 2024
Na
Alison LendAid August, 2023
Derek is very professional, personable, and gets the job done in a timely manner. He is straightforward, and very knowledgeable.
Tim LendAid July, 2023
Derek was extremely knowledgeable, fast to respond, and organized. He made the loan application process easy.
Derek Schwarz

Derek Schwarz

Division Senior Vice President

NMLS# 439839 | 410-598-4401
Install this web app on your iPhone: tap and then select Add to Home Screen